Friday, July 28, 2017

Consistency

Feel so uninspired lately. been hard to be steadfast on anything. Weight loss challenge was a total bust in my opinion. Maybe i loss a bit of weight but it so small that I don't want to even acknowledge it. Finance challenge is a total bust as well eventho my finance is still above water.

I can't wait for this year to end so that I can look forward to a new salary scale, a bonus (maybe) and a lower monthly debt repayment.

Got nothing to look forward to for the next couple of months. Feeling miserable as I am always stressed out at work. Sometimes stressed out at home as well.Thinking of a holiday, most probably in October during Deepavali.

There are many things that I need to do. Important things that I've been putting off. Why I can't just do it??

major car servicing - < 2k (estimated)
emergency funds - 6k

Those are the 2 important thing i should be working on right now. i need a system and i need to stick to it. i should just close 1 eye and transfer out my money to another acc? I should just try that out first kan? I can set aside 600 per month. No big deal. Once i pay off my car loan, I can set aside more than 1k. That is happening hopefully by November.

I hope this foul mood of mind improve soon.

Friday, July 14, 2017

Scared To Be Lonely

Sounds like a lyric to the recent hit song. Oh well... it is

M thinking of travelling but I'm scared of being alone while travelling. I have a travelling partner now, but that friend is not an adventurous type. Can be pushed to doing certain things but got mood swing one. Really prefers staying indoors type of person. Really not suitable if you want to explore and walkabout aimlessly.

I want to see small towns in England. Still... I am crushing on England hard! If I get to migrate or just became an expatriate, England is where I want to go.

I have so many plans in my mind right now. Not just travelling but also making big purchases. My car broke down last Wednesday. Managed to get it fix but since it is an old car, I'm thinking of replacing it with a new one. But it is such a big purchase. Such a waste of money when I already have a good working vehicle.

If I calculated correctly, when I finished a few loans and the hire purchase loan, I would have an extra of more than 1000 per month. Yes, I can afford to buy a new one, but the question is whether I want to or not? I would rather save all that money to travel.

Decision, decision...


Gratitude List No. 3

Malaysian just had a long weekend last week. 3 days off from work meaning a lot of time on my hand. Had a whole day to my self on Friday. Cl...